Payment Devices & Fintech Infrastructure
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PAYMENT DEVICES &
FINTECH INFRASTRUCTURE

India's First Sovereign Payment Platform.

Secure. Intelligent. Inclusive. End-to-end payment devices and India-owned payment technology for a trusted digital economy.

Secure Payments
Built for India
Biometric
Authentication
EMVCo
Certified
India-Owned
Firmware
Sleek Payment Devices and Handheld POS terminals
Overview

From Payment Devices to India-Owned Payment Infrastructure

Brandworks is building India's first domestic EMV/UPI/NFC payment kernel for RTOS and Android POS platforms.

Our solutions power secure transactions for banks, fintechs, merchants and enterprises — with India-owned firmware, hardware and compliance.

Technology Stack

Payment Technology Stack

RTOS Secure POS

Lightweight, secure RTOS based POS platform for reliable and efficient transactions.

  • Lightweight & high-speed OS booting
  • Rigorous cryptographic key security
  • Low-power consumption for extended life
  • Tamper-detection & secure bootloader
RTOS Secure POS

Android POS Platform

High performance Android POS for smart payments and value-added applications.

  • Modern Android-based touch interfaces
  • Support for value-added merchant apps
  • Secure sandboxing of payment apps
  • Seamless Wi-Fi, Bluetooth & LTE connectivity
Android POS Platform

EMV Payment Kernel

India-owned EMV kernel supporting EMV L1 & L2 certified secure transactions.

  • Sovereign contact & contactless EMV kernel
  • EMVCo Level 1 & Level 2 certified
  • Fast card insertion transaction execution
  • Regular security compliance upgrades
EMV Payment Kernel

UPI Integration Platform

Native UPI stack with soundbox integration and collect request capabilities.

  • Instant UPI audio confirmation feedback
  • Dynamic QR-code generation engine
  • Direct merchant bank settlement api
  • Reliable multi-language voice announcements
UPI Integration Platform

NFC Contactless

NFC, QR and contactless payments for fast, seamless customer experience.

  • Contactless tap-to-pay functionality
  • PCI-PTS compliant tokenization system
  • Apple Pay, Google Pay, and card NFC ready
  • Fast sub-second transaction speed
NFC Contactless

Biometric Security

Face & palm recognition for secure, convenient and fraud-resistant authentication.

  • Integrated high-security palm scanner
  • AI face-recognition camera processing
  • Hardware-secure enclave storage
  • Anti-spoofing and liveness detection
Biometric Security

Compliance Platform

PCI PTS, EMVCo, RBI and UPI secure lifecycle management.

  • PCI-PTS 6.x hardware security standards
  • Tokenized payment payload processing
  • End-to-end audit trails and logging
  • Over-the-air (OTA) secure firmware updates
Compliance Platform

Payment Analytics

Real-time transaction monitoring, risk analytics and business insights.

  • Live settlement and volume tracking
  • AI-powered fraud detection algorithms
  • Merchant analytics dashboard console
  • Real-time network latency monitoring
Payment Analytics
Techneering Capabilities

End-to-End Engineering Expertise

Secure Hardware Design

High-security PCBA, tamper protection and certified payment hardware design.

Payment Firmware

Trusted RTOS & Android firmware with secure boot, encryption and key management.

EMV Kernel Development

EMV L1 & L2 certified kernel for card, contactless and UPI transactions.

Biometric Authentication

Face & palm recognition, liveness detection and secure identity verification.

Validation & Testing

PCI PTS, EMVCo and UPI testing with comprehensive security and performance validation.

Compliance Engineering

End-to-end compliance for PCI, EMVCo, RBI, UPI and other regulatory requirements.

Industries We Enable

Banks & Financial Inst.

Secure payment acceptance and digital banking solutions.

Payment Aggregators

Reliable infrastructure for high-volume transactions.

Fintech & Payments

Scalable payment platforms and UPI-based solutions.

Transport & Mobility

Transit, ticketing and mobility payment solutions.

Merchant & Retail

Smart POS solutions for retail and enterprise.

Government Payments

Secure and efficient digital payment acceptance.